Legal
Terms of Use
A working draft prepared for District Legacy. It requires review and approval by counsel and by Eterna's compliance team before publication.
Draft for legal review
Placeholder terms — not yet approved. Add the entity's legal name, verified contact details, effective date, and any state-required insurance advertising disclosures.
1. Acceptance
By using this website you agree to these terms. If you do not agree, please do not use the site.
2. Informational purpose
This site provides recruiting information and general educational content about life insurance. It is not an offer of insurance, a quote, a solicitation in any state where we are not authorized, or a substitute for Eterna's official agency website.
3. No guarantee of coverage or approval
Nothing on this site promises coverage, a rate, an approval, or an outcome. Applications are subject to carrier underwriting, eligibility requirements, and the carrier's final decision. Product availability and terms vary by state and carrier.
4. Recruiting information
Agent opportunities described here are 1099 independent contractor, commission-based roles. Earnings depend on production. No income, placement, call volume, or result is guaranteed. Program details referenced on this site — including stages, call support, compensation tiers, book ownership, and renewals — are Eterna program terms, subject to approval and change, and are confirmed with you directly before any decision.
5. Accuracy of content
We work to keep information accurate and current, but program terms, staffing, and availability can change. Content may be updated or corrected without notice.
6. No professional advice
Content on this site is general information, not medical, legal, tax, or financial advice. Consult qualified professionals about your individual circumstances.
7. Submissions
When you submit a form you confirm the information is accurate and that you are authorized to share it. Do not submit Social Security numbers, health information, or payment details through this site.
8. Intellectual property
Site content, branding, and design are owned by District Legacy or used with permission. You may not copy or reuse them without written permission.
9. Limitation of liability
To the extent permitted by law, District Legacy is not liable for indirect or consequential damages arising from use of this site. Nothing here limits rights that cannot be limited by law.
10. Governing law
These terms are governed by the laws of the State of Florida. Venue for any dispute lies in the appropriate courts located in Orange County, Florida.
11. Changes
We may update these terms. Continued use of the site after changes means you accept the updated terms.